Medical And Health Insurance In South Africa


What is the difference between medical aid and medical insurance? Medical aid schemes are regulated by the Medical Schemes Act. By law, they must include treatment for chronic conditions and a list of in-hospital procedures.

Medical insurance is a stated benefits contract regulated by the Short-term Insurance Act. While medical aid provides comprehensive hospital cover, medical insurance specifies its benefits and pays out a clearly defined amount. Medical insurance plans are geared towards providing day to day health care as a preventative measure.

Below is the list of companies providing medical insurance and schemes in South Africa

Affinity Health And Medical Insurance

Hippo Medical Aids And Insurance

Essential Med Affordable Health Insurance

Sanlam Medical Insurance

Oneplan Health Insurance Cover

Genesis Medical Scheme And Insurance

Momentum Health And Medical Aid

Expatica Medical insurance

Discovery Medical Aid Plan

Fedhealth Medical Aid

Selfmed Medical Aid Scheme

Liberty Medical Insurance

Bonitas Individual And Family Medical Aid Plans

Medshield Family Medical Aid Scheme